In this subchapter:
(1) "Financial institution" means:
(A) a bank as defined for any purpose by Section 201.002(a)(4), whether chartered under the laws of this state, another state, the United States, or another country, including a state savings bank;
(B) a savings and loan association chartered under Chapter 62 or similar laws of another state;
(C) a federal savings and loan association, federal savings bank, or federal credit union;
(D) a credit union chartered under Chapter 122 or similar laws of another state; or
(E) a trust company chartered under the laws of this state or another state.
(2) "Out-of-state financial institution" means a financial institution that:
(A) is not chartered under the laws of this state; and
(B) has its main or principal office in another state or country.
(3) "Texas financial institution" means a financial institution that:
(A) is chartered under the laws of this state or under federal law; and
(B) has its main or principal office in this state.