In this chapter:
(1) "Bridge loan" means temporary or short-term financing requiring payment of only interest until the entire unpaid balance is due.
(2) "Home loan" means a loan that is:
(A) made to one or more individuals for personal, family, or household purposes; and
(B) secured in whole or part by:
(i) a manufactured home, as defined by Section 347.002, used or to be used as the borrower's principal residence; or
(ii) real property improved by a dwelling designed for occupancy by four or fewer families and used or to be used as the borrower's principal residence.
(3) "Restructure" means a change in the payment schedule or other terms of a home loan as a result of the borrower's default.