In this chapter:
(1) "Borrower" means a household whose application for a housing rehabilitation loan is approved under this chapter by a local government.
(2) "Department" means the Texas Department of Housing and Community Affairs.
(3) "Fund" means the Texas housing rehabilitation loan fund.
(4) "Household" means one or more persons owning housing.
(5) "Housing" means a structure that is on a permanent foundation and that consists of one to four family units used only for residential purposes.
(6) "Housing rehabilitation" means the repair, renovation, or other improvement of housing to make the housing decent, safe, sanitary, and more habitable.
(7) "Housing rehabilitation loan" means a loan made under this chapter.
(8) "Local agency" means a:
(A) nonprofit organization whose principal purpose is to improve housing conditions; or
(B) local housing authority, urban renewal agency, or other public entity.
(9) "Local government" means a county or municipality.