(a) Notwithstanding any other provision of this subchapter or Section 1107.006, a computation of a minimum nonforfeiture amount or of a paid-up annuity, cash surrender, or death benefit under this chapter may not include:
(1) any additional benefit that is:
(A) payable in the event of total and permanent disability;
(B) payable as a reversionary annuity or deferred reversionary annuity benefit; or
(C) payable as another policy benefit in addition to life insurance, endowment, or annuity benefits; or
(2) the considerations paid for the additional benefit.
(b) A paid-up benefit under an annuity contract is not required to include an additional benefit described by Subsection (a) unless the additional benefit separately requires:
(1) a minimum nonforfeiture amount; or
(2) a paid-up annuity, cash surrender, or death benefit.