An industrial life insurance policy must provide that an agent may not waive or change the terms of an application or policy.
Tex. Ins. Code § 1151.053
AGENT UNAUTHORIZED TO WAIVE OR CHANGE TERMS
Added by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff
Official source: Texas Constitution and Statutes. Reproduced from public-domain Texas statutes; confirm against the official source for the current text. Not legal advice.