(a) Subject to Chapter 541 and Section 543.001, an advertisement for a health benefit plan may include rate information without including information about each benefit exclusion or limitation if the advertisement includes prominent disclaimers clearly indicating that:
(1) the rates are illustrative;
(2) a person should not send money to the health benefit plan issuer in response to the advertisement;
(3) a person cannot obtain coverage under the plan until the person completes an application for coverage; and
(4) benefit exclusions or limitations may apply to the plan.
(b) An advertisement that states a rate must also indicate the age, gender, and geographic location on which the rate is based.