(a) The account administrator selected to administer a health savings account established under this subchapter must be a person:
(1) qualified to serve as trustee under Section 223(d)(1)(B), Internal Revenue Code of 1986, and the rules adopted under that section; and
(2) experienced in administering health savings accounts or other similar trust accounts.
(b) An account administrator is the fiduciary of a plan enrollee who has a health savings account established under this subchapter.