(a) This chapter does not apply to:
(1) a rider or endorsement that is used at the request of the holder of a policy, contract, or certificate subject to this chapter and that relates to:
(A) the manner of distribution of benefits under the policy, contract, or certificate; or
(B) the reservation of rights and benefits under the policy, contract, or certificate; or
(2) the modification of a previously approved insurance policy form for the sole purpose of adding the statement required by Section 154.2021(a)(3), Finance Code.
(b) The commissioner by written order may exempt a document from the requirements of this chapter for the period the commissioner considers proper if the commissioner determines that:
(1) this chapter may not practically be applied to the document;
(2) the document's preparation, use, and meaning have become routine or commonplace; or
(3) the filing and approval of the form of the document are not desirable, appropriate, required, or necessary for the protection of the public.