In this subchapter:
(1) "Inspection" means a physical inspection of property for which residential property insurance is sought.
(2) "Inspection certificate" means a certificate issued under this subchapter by an inspector indicating that the condition of property meets or exceeds minimum standards.
(3) "Inspector" means a person authorized by the commissioner to perform inspections under this subchapter.
(4) "Minimum standards" means the standards adopted by the commissioner by rule regarding the insurability of property under this subchapter.
(5) "Residential property insurance" means insurance against loss to real or tangible personal property at a fixed location that is provided though a homeowners insurance policy, a residential fire and allied lines insurance policy, or a farm and ranch owners insurance policy.