(a) If a policyholder commits an administrative violation under Section 2051.152 and obtains workers' compensation insurance coverage at a premium that is less than the premium that would have been charged if the policyholder had not committed the administrative violation, the policyholder is liable to the insurer for:
(1) the difference between the premium due and the premium actually charged; and
(2) reasonable interest and attorney's fees.
(b) For the purposes of this section, "insurer" includes the Texas Mutual Insurance Company.