This subchapter applies only to:
(1) a standard fire, homeowners, or farm and ranch owners insurance policy, including such policies written by:
(A) a farm mutual insurance company;
(B) a county mutual insurance company;
(C) a Lloyd's plan; and
(D) a reciprocal or interinsurance exchange; or
(2) a personal automobile insurance policy, including a policy written by a county mutual insurance company.