(a) A person commits an offense if the person:
(1) intentionally, knowingly, recklessly, or negligently engages in the operation of an insurance premium finance company and does not hold a license issued under this chapter;
(2) intentionally, knowingly, recklessly, or negligently violates this chapter;
(3) intentionally or knowingly omits to state a material fact necessary to give the commissioner or the department information lawfully required of the person; or
(4) refuses to permit an investigation or examination authorized under this chapter.
(b) An offense under this section is a Class B misdemeanor.