In this chapter:
(1) "Authorized person" means an individual or entity described by Section 83.002.
(2) "Emergency" means a sudden, urgent occurrence that requires immediate action.
(3) "Unauthorized person" means an individual or a corporation, association, partnership, or other artificial person who directly or indirectly does an act of insurance business that is:
(A) described by Section 101.051 or 101.052; and
(B) not done in accordance with specific authorization of law.
(4) "Unfair act" means an unfair method of competition, an unfair or deceptive act or practice, or an unfair claim settlement practice as defined under Chapter 541 or 542 or a rule adopted under either chapter.