An insurance company authorized to engage in the business of insurance under this chapter or in accordance with Section 982.051 may not accept a risk or write an insurance policy in this state or any other state or country other than:
(1) a life, accident, or health insurance policy;
(2) reinsurance under Chapter 493 by a life insurance company authorized to engage in the business of insurance in this state; or
(3) reinsurance under Chapter 494 by a domestic insurance company.