FIRE INSURANCE: BREACH BY INSURED; PERSONAL PROPERTY COVERAGE
Applied in 3 court decisions — leading case Bob Greene, as Next Friend of Lewayne Greene v. Farmers Insurance Exchange (2014)
Most recently applied in RLI Insurance Co. v. Costello (January 2017)
Added by Acts 2001, 77th Leg., ch. 1419, Sec. 1, eff
Unless the breach or violation contributed to cause the destruction of the property, a breach or violation by the insured of a warranty, condition, or provision of a fire insurance policy or contract of insurance on personal property, or of an application for the policy or contract:
(1) does not render the policy or contract void; and
(2) is not a defense to a suit for loss.
Official source: Texas Constitution and Statutes. Reproduced from public-domain Texas statutes; confirm against the official source for the current text. Not legal advice.