(a) An assignment, pledge, or encumbrance of a right to benefits is not valid.
(b) A right to benefits is exempt from levy, execution, attachment, or any other remedy for debt collection.
(c) Benefits received by an individual are exempt from debt collection if the benefits are not mingled with other funds of the individual except for debts incurred for necessaries furnished to the individual or the individual's spouse or dependents during the time that the individual was unemployed.
(d) A waiver of an exemption provided by this section is not valid.
(e) Subchapter E prevails over this section to the extent of any conflict.