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Tex. Transp. Code § 601.072

MINIMUM COVERAGE AMOUNTS; EXCLUSIONS

Known as the Texas Motor Vehicle Safety Responsibility Act

The act spans §§ 601–601 (104 sections).

Applied in 10 court decisions — leading case Mid-Century Insurance Co. of Texas v. Kidd (1999)

Most recently applied in Johnson v. State Farm Mutual Automobile Insurance Co. (April 2017)

Acts 1995, 74th Leg., ch. 165, Sec. 1, eff

How often courts cite this section

199620002010201740
citing decisions per year

Court decisions citing this, by year. The dip in the last several years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the most recent years, so recent citations are undercounted.

(a) Expired.

(a-1) Effective January 1, 2011, the minimum amounts of motor vehicle liability insurance coverage required to establish financial responsibility under this chapter are:

(1) $30,000 for bodily injury to or death of one person in one collision;

(2) $60,000 for bodily injury to or death of two or more persons in one collision, subject to the amount provided by Subdivision (1) for bodily injury to or death of one of the persons; and

(3) $25,000 for damage to or destruction of property of others in one collision.

(b) The coverage required under this section may exclude, with respect to one collision:

(1) the first $250 of liability for bodily injury to or death of one person;

(2) the first $500 of liability for bodily injury to or death of two or more persons, subject to the amount provided by Subdivision (1) for bodily injury to or death of one of the persons; and

(3) the first $250 of liability for property damage to or destruction of property of others.

(c) The Texas Department of Insurance shall establish an outreach program to inform persons of the requirements of this chapter and the ability to comply with the financial responsibility requirements of this chapter through motor vehicle liability insurance coverage. The commissioner, by rule, shall establish the requirements for the program. The program must be designed to encourage compliance with the financial responsibility requirements, and must be made available in English and Spanish.

Official source: Texas Constitution and Statutes. Reproduced from public-domain Texas statutes; confirm against the official source for the current text. Not legal advice.