(a) The Texas Department of Insurance in consultation with the other implementing agencies shall establish a program for verification of whether owners of motor vehicles have established financial responsibility. The program established must be:
(1) the program most likely to:
(A) reduce the number of uninsured motorists in this state;
(B) operate reliably;
(C) be cost-effective;
(D) sufficiently protect the privacy of the motor vehicle owners;
(E) sufficiently safeguard the security and integrity of information provided by insurance companies;
(F) identify and employ a method of compliance that improves public convenience; and
(G) provide information that is accurate and current; and
(2) capable of being audited by an independent auditor.
(b) The implementing agencies shall jointly adopt rules to administer this subchapter.
(c) The implementing agencies shall convene a working group to facilitate the implementation of the program, assist in the development of rules, and coordinate a testing phase and necessary changes identified in the testing phase. The working group must consist of representatives of the implementing agencies and the insurance industry and technical experts with the skills and knowledge, including knowledge of privacy laws, required to create and maintain the program.