(1) A retail business engaging in a transaction involving a transaction card or gift card issued by that retail business and that bears the branding of that retail business is not subject to this chapter.
(2) A pawn or secondhand business may not purchase or pawn a gift card or transaction card.
(3) This chapter does not prohibit a pawn or secondhand business from issuing or accepting as payment a gift card that:
(a) is issued solely by the pawn or secondhand business; and
(b) bears the brand or name of the pawn or secondhand business.