The requirements of this chapter for a maintenance funding provider do not apply to:
(1) a bank while in the course of conducting a banking business as described in Section 7-3-1;
(2) a deferred deposit lender, as defined in Section 7-23-102, while engaged in the business of deferred deposit lending;
(3) a title lender, as defined in Section 7-24-102, while engaged in the business of extending a title loan; or
(4) a creditor, as defined in Section 70C-1-302, subject to the provisions of Title 70C, Utah Consumer Credit Code.