(1) A restatement of the law of liability insurance is not the law or public policy of this state if the statement of law is inconsistent or in conflict with:
(a) the Constitution of the United States;
(b) the Utah Constitution;
(c) a state statute;
(d) state case law; or
(e) state-adopted common law.
(2) Nothing in this section precludes a court from referencing or considering a restatement or other legal treatise.