For purposes of this chapter:
(1) "Lien" means:
(a) failure to pay money owed for property, services, or a notice of interest, a judgment, or any other encumbrance on the title, that becomes a charge against or interest in:
(i) real property, a building, a structure, or an improvement including any franchise, privilege, appurtenance, machinery, or fixture pertaining to or used in connection with any real property, building, structure, or improvement;
(ii) personal property; or
(iii) a judgment, settlement, or compromise; or
(b) a tax as provided in Section 59-1-1413, 59-5-108, 59-5-208, or 59-12-112.
(2) "Lien" does not mean a charge against or interest in, for failure to pay money owed for property, services, or a judgment, any:
(a) bank account;
(b) pension; or
(c) garnishment.