(1) Reparations otherwise payable to a claimant may be reduced or denied as follows:
(a) the economic loss upon which the claim is based has been or could be recouped from other persons, including collateral sources;
(b) the reparations officer considers the reparations claim unreasonable because of the misconduct of the claimant; or
(c) the victim did not use a facility or health care provider which would be covered by a collateral source.
(2) When two or more dependents are entitled to a reparations award as a result of a victim's death, the reparations officer shall apportion the reparations award among the dependents.