Article

Federal Market Reforms

Va. Code Ann. § 38.2-3438— Definitions
Va. Code Ann. § 38.2-3439— Dependent coverage for individuals to age 26
Va. Code Ann. § 38.2-3440— Lifetime and annual limits
Va. Code Ann. § 38.2-3441— Rescissions
Va. Code Ann. § 38.2-3442— Preventive services
Va. Code Ann. § 38.2-3443— Choice of a health care professional
Va. Code Ann. § 38.2-3444— Preexisting condition exclusions
Va. Code Ann. § 38.2-3445— Patient access to emergency services
Va. Code Ann. § 38.2-3445.01— Balance billing for certain services; prohibited
Va. Code Ann. § 38.2-3445.1— Repealed
Va. Code Ann. § 38.2-3445.02— Arbitration
Va. Code Ann. § 38.2-3445.2— Out-of-network claims; reporting requirements
Va. Code Ann. § 38.2-3445.03— Data sets for determining commercially reasonable payments
Va. Code Ann. § 38.2-3445.04— Transparency
Va. Code Ann. § 38.2-3445.05— Enforcement
Va. Code Ann. § 38.2-3445.06— Applicability of certain sections
Va. Code Ann. § 38.2-3445.07— Rules and regulations
Va. Code Ann. § 38.2-3446— Applicability of federal law
Va. Code Ann. § 38.2-3447— (Effective January 1, 2026) Restrictions relating to premium rates
Va. Code Ann. § 38.2-3448— Guaranteed availability
Va. Code Ann. § 38.2-3449— Prohibiting discrimination based on health status
Va. Code Ann. § 38.2-3449.1— Prohibited discrimination based on gender identity or status as a transgender individual
Va. Code Ann. § 38.2-3450— Genetic information and testing
Va. Code Ann. § 38.2-3451— Essential health benefits
Va. Code Ann. § 38.2-3452— Waiting periods
Va. Code Ann. § 38.2-3453— Clinical trials
Va. Code Ann. § 38.2-3454— Wellness programs
Va. Code Ann. § 38.2-3454.1— Renewal of health benefit plans; special exception