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Vt. Stat. Ann. tit. 8, § 3967

Effect on rate

The rate charged for a fire insurance policy covering a building valued in accordance with the provisions of section 3964 of this title shall not be increased above the rate fixed for the same form of policy, containing or having attached thereto a coinsurance clause, where no request has been made to have the value of the property fixed.

Official source: Vermont General Assembly. Reproduced from public-domain Vermont statutes; confirm against the official source for the current text. Not legal advice.