A credit agreement is not enforceable against the creditor unless the agreement is in writing and signed by the creditor. The rights and obligations of the parties to a credit agreement shall be determined solely from the written agreement, and any prior or contemporaneous oral agreements between the parties are superseded by, merged into, and may not vary the credit agreement. Partial performance of a credit agreement does not remove the agreement from the operation of this section.
RCW 19.36.110
Enforceability of credit agreements—Effect of oral agreements and partial performance.
Applied in 8 court decisions — leading case 162 Wash. App. 250 - COWLITZ BANK v. Leonard (2011)
Most recently applied in D. Ryan And Rhonda Patrick, Apps v. Wells Fargo (September 2016)
1990 c 211 s 3.
How often courts cite this section
Court decisions citing this, by year. The dip in the last several years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the most recent years, so recent citations are undercounted.
Official source: Washington State Legislature. Reproduced from public-domain Washington statutes; confirm against the official source for the current text. Not legal advice.