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Chapter

CONSUMER LOAN ACT

  • RCW 31.04.015— Definitions.
  • RCW 31.04.025— Application of chapter.
  • RCW 31.04.027— Violations of chapter.
  • RCW 31.04.035— License required—When violation occurs.
  • RCW 31.04.045— License—Application—Background checks—Fee—Surety bond.
  • RCW 31.04.055— License—Director's duties.
  • RCW 31.04.065— License—Information contained.
  • RCW 31.04.075— Licensee—Place of business.
  • RCW 31.04.085— Licensee—Assessment—Bond—Time of payment.
  • RCW 31.04.093— Licensing—Applications—Regulation of licensees—Director's duties and authority—Fines—Orders—Statute of limitations.
  • RCW 31.04.102— Loans secured, or not secured, by lien on real property—Licensee's obligations—Disclosure of fees and costs to borrower—Time limits.
  • RCW 31.04.105— Licensee—Powers—Restrictions.
  • RCW 31.04.115— Open-end loan—Requirements—Restrictions—Options.
  • RCW 31.04.125— Loan restrictions—Interest calculations.
  • RCW 31.04.135— Advertisements or promotions.
  • RCW 31.04.143— Subpoena authority—Application—Contents—Notice—Fees.
  • RCW 31.04.145— Investigations and examinations—Director's duties and powers—Production of information—Costs.
  • RCW 31.04.155— Licensee—Recordkeeping—Director's access—Report requirement—Failure to report.
  • RCW 31.04.165— Director—Broad administrative discretion—Rule making—Actions in superior court.
  • RCW 31.04.168— Director—Powers under chapter 19.144 RCW.
  • RCW 31.04.175— Violations—No penalty prescribed—Gross misdemeanor—Good faith exception.
  • RCW 31.04.202— Application of administrative procedure act.
  • RCW 31.04.205— Enforcement of chapter—Director's discretion—Hearing—Sanctions—Recovery of costs.
  • RCW 31.04.208— Application of consumer protection act.
  • RCW 31.04.211— Application of chapter—2009 c 120.
  • RCW 31.04.221— Mortgage loan originator—License required—Unique identifier required.
  • RCW 31.04.224— Licensing exemptions—Residential mortgage loans.
  • RCW 31.04.227— Mortgage loan origination—Independent contractors.
  • RCW 31.04.231— Individual loan processor—Licensing exemptions.
  • RCW 31.04.234— Mortgage loan originator license—Application form and content.
  • RCW 31.04.237— Use of nationwide mortgage licensing system and registry.
  • RCW 31.04.241— Mortgage loan originator application—Required submission and use of personal information.
  • RCW 31.04.244— Mortgage loan originator application—Required information—Fees.
  • RCW 31.04.247— Issuance of mortgage loan originator license—Necessary findings.
  • RCW 31.04.251— Mortgage loan originator license—Renewal—Surrender—Rules.
  • RCW 31.04.254— Mortgage loan originator licensing process—Rules—Interim procedures.
  • RCW 31.04.257— Mortgage loan originator interim license.
  • RCW 31.04.261— Mortgage loan originator—Prelicensing education requirements.
  • RCW 31.04.264— Mortgage loan originator—Testing requirements.
  • RCW 31.04.267— Mortgage loan originator—Continuing education requirements.
  • RCW 31.04.271— Mortgage loan originators—System information may be challenged.
  • RCW 31.04.274— Information provided to nationwide mortgage licensing system and registry—Confidentiality—Restrictions on sharing.
  • RCW 31.04.277— Consumer loan companies—When reports of condition are required.
  • RCW 31.04.281— Reports of violation—2009 c 120.
  • RCW 31.04.284— Mortgage loan originator—Unique identifier—Display.
  • RCW 31.04.290— Residential mortgage loan servicer—Requirements—Written detailed information.
  • RCW 31.04.293— Residential mortgage loan modification services—Written disclosure summary—Limitation on fees—Rules.
  • RCW 31.04.297— Third-party residential mortgage loan modification services providers—Duties—Restrictions.
  • RCW 31.04.300— Residential mortgage loan servicer—Liquidity, operating reserves, tangible net worth requirements.
  • RCW 31.04.310— Residential mortgage or student education loan servicer—Appointment of receiver.
  • RCW 31.04.400— Program for student education loan servicers—Student achievement council's student loan advocate—Costs—Fees.
  • RCW 31.04.405— Requirements for a student education loan servicer—Borrower request for information—Transfer of service rights—Records—Rules—Director's obligations.
  • RCW 31.04.410— Student education loan servicer licensee.
  • RCW 31.04.415— Third-party student education loan modification services—Restrictions—Requirements.
  • RCW 31.04.420— Subject to student education loan servicer requirements—Exempt from licensing.
  • RCW 31.04.430— Dog or cat purchase contracts.
  • RCW 31.04.435— Finance or loan for purchase of dog or cat—Prohibition.
  • RCW 31.04.500— Short title.
  • RCW 31.04.505— Definitions.
  • RCW 31.04.510— Requirements of licensee—Minimum capital—Exceptions.
  • RCW 31.04.515— Loan requirements—Compliance—Rules.
  • RCW 31.04.520— Right to rescind transaction.
  • RCW 31.04.525— Preapproval required from department of financial institutions—Application of section—Rules.
  • RCW 31.04.530— Required notice to prospective borrower about counseling—Form—Contents—Annual disclosure statements—Property appraisals.
  • RCW 31.04.535— Lender default—Treble damages—Civil remedies.
  • RCW 31.04.540— Loan advances—Eligibility and benefits under means-tested programs—Subject to federal law.
  • RCW 31.04.901— Short title.
  • RCW 31.04.902— Effective dates, implementation—1991 c 208.
  • RCW 31.04.903— Effective date—2009 c 120.
  • RCW 31.04.904— Effective date—2010 c 35.
  • RCW 31.04.905— Application—2018 c 62.
  • RCW 31.04.906— Short title—2018 c 62.