RCW 48.22.085

Automobile liability insurance policy—Optional coverage for personal injury protection—Rejection by insured.

Applied in 8 court decisions — leading case Hamm v. State Farm Mut. Auto. Ins. Co. (2004)

Most recently applied in Durant v. State Farm Mut. Auto. Ins. Co. (June 2018)

2015 c 236 s 8; 2003 c 115 s 2; 1993 c 242 s 2.

How often courts cite this section

citing decisions per year

Court decisions citing this, by year. The dip in the last several years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the most recent years, so recent citations are undercounted.

(1) No new automobile liability insurance policy or renewal of such an existing policy may be issued unless personal injury protection coverage is offered as an optional coverage.

(2) A named insured may reject, in writing, personal injury protection coverage and the requirements of subsection (1) of this section shall not apply. If a named insured rejects personal injury protection coverage:

(a) That rejection is valid and binding as to all levels of coverage and on all persons who might have otherwise been insured under such coverage; and

(b) The insurer is not required to include personal injury protection coverage in any supplemental, renewal, or replacement policy unless a named insured subsequently requests such coverage in writing.

(3) The coverage under this section may be excluded as provided for under *RCW 48.177.010(6).

Official source: Washington State Legislature. Reproduced from public-domain Washington statutes; confirm against the official source for the current text. Not legal advice.