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Chapter

THE INSURANCE CONTRACT

  • RCW 48.18.010— Scope of chapter.
  • RCW 48.18.020— Power to contract.
  • RCW 48.18.030— Insurable interest—Personal insurances—Nonprofit organizations—Rules.
  • RCW 48.18.040— Insurable interest—Property insurances.
  • RCW 48.18.050— Named insured—Interest insured.
  • RCW 48.18.060— Application—Consent—When required.
  • RCW 48.18.070— Alteration of application.
  • RCW 48.18.080— Application as evidence.
  • RCW 48.18.090— Warranties and misrepresentations, effect of.
  • RCW 48.18.100— Forms of policies—Filing, certification, and approval—Exceptions.
  • RCW 48.18.103— Forms of commercial property casualty policies—Legislative intent—Issuance prior to filing—Disapproval by commissioner—Definition.
  • RCW 48.18.110— Grounds for disapproval.
  • RCW 48.18.120— Standard forms.
  • RCW 48.18.125— Loss payable and mortgagee clauses for property and automobile physical damage insurances—Requirement to use adopted forms.
  • RCW 48.18.130— Standard provisions.
  • RCW 48.18.140— Contents of policies in general.
  • RCW 48.18.150— Additional contents.
  • RCW 48.18.160— Charter or bylaw provisions.
  • RCW 48.18.170— "Premium" defined.
  • RCW 48.18.180— Stated premium must include all charges.
  • RCW 48.18.190— Policy must contain entire contract.
  • RCW 48.18.200— Limiting actions, jurisdiction.
  • RCW 48.18.210— Execution of policies.
  • RCW 48.18.220— Receipt of premium to bind coverage—Contents of receipt.
  • RCW 48.18.230— Binders—Duration—Premium.
  • RCW 48.18.240— Binders—Insurance producer's or title insurance agent's liability.
  • RCW 48.18.250— Underwriters' and combination policies.
  • RCW 48.18.260— Delivery of policy.
  • RCW 48.18.278— Terms for cancellation, nonrenewal, or modification of portable electronics policy—Application of RCW 48.18.290 and 48.18.2901 to portable electronics insurance.
  • RCW 48.18.280— Renewal of policy.
  • RCW 48.18.289— Cancellation, nonrenewal, renewal offer—Notice to insurance producer or title insurance agent.
  • RCW 48.18.290— Cancellation by insurer.
  • RCW 48.18.291— Cancellation of private automobile insurance by insurer—Notice—Requirements.
  • RCW 48.18.292— Refusal to renew private automobile insurance by insurer—Change in amount of premium or deductibles.
  • RCW 48.18.293— Nonliability of commissioner, agents, insurer for information giving reasons for cancellation or refusal to renew—Proof of mailing of notice.
  • RCW 48.18.295— RCW 48.18.290 through 48.18.297 not to prevent cancellation or nonrenewal, when.
  • RCW 48.18.296— Contracts to which RCW 48.18.291 through 48.18.297 inapplicable.
  • RCW 48.18.297— Private passenger automobile defined.
  • RCW 48.18.298— Disability insurance—Refusal to renew by insurer.
  • RCW 48.18.299— Disability insurance—Cancellation by insurer.
  • RCW 48.18.300— Cancellation by insured.
  • RCW 48.18.310— Cancellation by commissioner.
  • RCW 48.18.320— Annulment of liability policies.
  • RCW 48.18.340— Dividends payable to real party in interest.
  • RCW 48.18.350— Breach of warranty prior to loss—Effect.
  • RCW 48.18.360— Assignment of policies—Life and disability.
  • RCW 48.18.370— Payment discharges insurer—Life and disability.
  • RCW 48.18.375— Assignment of interests under group insurance policy.
  • RCW 48.18.390— Simultaneous deaths—Payment of proceeds—Life insurance.
  • RCW 48.18.400— Exemption of proceeds—Disability.
  • RCW 48.18.410— Exemption of proceeds—Life.
  • RCW 48.18.420— Exemption of proceeds—Group life.
  • RCW 48.18.430— Exemption of proceeds, commutation—Annuities.
  • RCW 48.18.440— Spouse's rights in life insurance policy.
  • RCW 48.18.450— Life insurance payable to trustee named as beneficiary in the policy.
  • RCW 48.18.452— Life insurance designating as beneficiary a trustee named by will.
  • RCW 48.18.460— Proof of loss—Furnishing forms—May require oath.
  • RCW 48.18.470— Claims administration—Not waiver.
  • RCW 48.18.480— Discrimination prohibited.
  • RCW 48.18.510— Validity of noncomplying forms.
  • RCW 48.18.520— Construction of policies.
  • RCW 48.18.540— Cancellations, denials, refusals to renew—Written notification.
  • RCW 48.18.543— Single premium credit insurance—Residential mortgage loan—Restrictions—Definitions.
  • RCW 48.18.545— Underwriting restrictions that apply to personal insurance—Credit history or insurance score—Rules.
  • RCW 48.18.547— Underwriting restrictions that apply to medical malpractice insurance—Rules.
  • RCW 48.18.550— Victims of domestic abuse—Prohibition on certain cancellations, denials, refusals to renew, and different rates—Domestic abuse defined.
  • RCW 48.18.553— Victims of hate crime offenses—Restrictions of underwriting actions—Definitions.
  • RCW 48.18.555— Property insurance—Actions resulting from arson or malicious mischief—Definitions.
  • RCW 48.18.558— Property insurers—Assistance to prevent or reduce severity of claims or losses—Prior approval of commissioner—Pilot program permitted.
  • RCW 48.18.559— Property insurers—Rules addressing assistance to prevent or reduce severity of claims or losses.
  • RCW 48.18.565— Homeowner's insurance—Foster parent.
  • RCW 48.18.570— Life insurance—Lawful travel destinations.
  • RCW 48.18.580— Employer-owned life insurance—Requirements.
  • RCW 48.18.583— Employer-owned life insurance—Application to policies.
  • RCW 48.18.586— Employer-owned life insurance—Rules.
  • RCW 48.18.600— Usage-based insurance—Restrictions on information collected.
  • RCW 48.18.610— Customer satisfaction benefits.
  • RCW 48.18.620— Automobile insurance policies—Appraisal clause.
  • RCW 48.18.900— Construction—Chapter applicable to state registered domestic partnerships—2009 c 521.
  • RCW 48.18.2901— Renewal required—Exceptions.