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Chapter

DEEDS OF TRUST

  • RCW 61.24.005— Definitions. (Effective until January 1, 2026.)
  • RCW 61.24.008— Borrower referred to mediation—When.
  • RCW 61.24.010— Trustee, qualifications—Successor trustee.
  • RCW 61.24.020— Deeds subject to all mortgage laws—Foreclosure—Recording and indexing—Trustee and beneficiary, separate entities, exception.
  • RCW 61.24.025— Application of federal servicemembers civil relief act to deeds of trust.
  • RCW 61.24.026— Notice to senior beneficiary of sale—Residential, owner-occupied—Proceeds of sale insufficient to pay in full obligation—Timeline—Failure of beneficiary to respond.
  • RCW 61.24.030— Requisites to trustee's sale. (Effective until January 1, 2028.)
  • RCW 61.24.031— Notice of default under RCW 61.24.030(8)—Beneficiary's duties—Borrower's options. (Effective until January 1, 2028.)
  • RCW 61.24.033— Model language for initial contact letter used by beneficiaries—Rules.
  • RCW 61.24.040— Foreclosure and sale—Notice of sale. (Effective until January 1, 2028.)
  • RCW 61.24.042— Notice to guarantor—Contents—Failure to provide.
  • RCW 61.24.045— Requests for notice of sale.
  • RCW 61.24.050— Interest conveyed by trustee's deed—Sale is final if acceptance is properly recorded—Redemption precluded after sale—Rescission of trustee's sale.
  • RCW 61.24.060— Rights and remedies of trustee's sale purchaser—Written notice to occupants or tenants.
  • RCW 61.24.070— Trustee's sale, who may bid at—If beneficiary is purchaser—If purchaser is not beneficiary.
  • RCW 61.24.080— Disposition of proceeds of sale—Notices—Surplus funds.
  • RCW 61.24.090— Curing defaults before sale—Discontinuance of proceedings—Notice of discontinuance—Execution and acknowledgment—Payments tendered to trustee.
  • RCW 61.24.100— Deficiency judgments—Foreclosure—Trustee's sale—Application of chapter.
  • RCW 61.24.110— Reconveyance by trustee.
  • RCW 61.24.120— Other foreclosure provisions preserved.
  • RCW 61.24.127— Failure to bring civil action to enjoin foreclosure—Not a waiver of claims.
  • RCW 61.24.130— Restraint of sale by trustee—Conditions—Notice.
  • RCW 61.24.135— Consumer protection act—Unfair or deceptive acts or practices—Penalties—Notice.
  • RCW 61.24.140— Assignment of rents—Collecting payment of rent.
  • RCW 61.24.143— Foreclosure of tenant-occupied property—Notice of trustee's sale.
  • RCW 61.24.146— Foreclosure of tenant-occupied property—Notice to vacate.
  • RCW 61.24.155— Unit owner delinquency—Housing counseling services—Duties of housing counselors. (Effective January 1, 2026, until January 1, 2028.)
  • RCW 61.24.156— Unit owner delinquency—Housing counseling services—Duties of housing counselors. (Effective January 1, 2028.)
  • RCW 61.24.157— Residential mortgage loans—Foreclosure prevention fee—Notice.
  • RCW 61.24.158— Notice of default fee—Foreclosure prevention fee—Annual report.
  • RCW 61.24.160— Housing counselors—Good faith duty to attempt resolution—Resolution described—Mediation—Liability for civil damages—Annual report.
  • RCW 61.24.163— Foreclosure mediation program—Timelines—Procedures—Duties and responsibilities of mediator, borrower, and beneficiary—Fees—Annual report. (Effective until January 1, 2026.)
  • RCW 61.24.165— Application of RCW 61.24.163. (Effective until January 1, 2026.)
  • RCW 61.24.166— Application of RCW 61.24.163 to federally insured depository institutions—Annual application for exemption.
  • RCW 61.24.169— Department maintains list of approved foreclosure mediators—Training program—Mediator involvement in civil action.
  • RCW 61.24.172— Foreclosure fairness account created—Uses.
  • RCW 61.24.177— Deed of trust pool—Duty of servicer to maximize net present value.
  • RCW 61.24.180— Trustee as defendant—Declaration of nonmonetary status—Objection.
  • RCW 61.24.190— Notices of default—Requirements—Payment—Department not civilly liable if no gross negligence in releasing information—Application. (Effective until January 1, 2028.)