Article

The Insurance Policy

W. Va. Code § 33-6-1— Scope of article
W. Va. Code § 33-6-2— Insurable interest in one's own life or life of another; actions to recover benefits; insurable interests defined; requirements for charitable institutions
W. Va. Code § 33-6-3— Insurable interest in property
W. Va. Code § 33-6-4— Who may contract for insurance; competency of minors
W. Va. Code § 33-6-5— Application or consent of person insured required; exceptions
W. Va. Code § 33-6-5a— Application for life or accident and sickness insurance; signatures required; exemptions; right of insured to return policy
W. Va. Code § 33-6-6— Application for insurance as evidence
W. Va. Code § 33-6-7— Representations in applications
W. Va. Code § 33-6-8— Filing of forms
W. Va. Code § 33-6-9— Grounds for disapproval of forms
W. Va. Code § 33-6-10— Standard provisions
W. Va. Code § 33-6-11— Contents of policy
W. Va. Code § 33-6-11a— Right to return Medicare supplement policy, certificate or contract
W. Va. Code § 33-6-11b— Right to return life or accident and sickness insurance policy, certificate or contract
W. Va. Code § 33-6-12— Additional contents of policy
W. Va. Code § 33-6-13— Policy provisions as to charter, bylaws, or other documents
W. Va. Code § 33-6-14— Certain policy conditions, etc., voided
W. Va. Code § 33-6-14a— Public liability insurance policies issued to charitable associations to contain provision for waiving of charitable immunity defense
W. Va. Code § 33-6-15— Execution of policies
W. Va. Code § 33-6-15a— Notation of consumer cost savings
W. Va. Code § 33-6-16— Underwriters' and combination policies
W. Va. Code § 33-6-17— Validity of noncomplying forms
W. Va. Code § 33-6-18— Binders
W. Va. Code § 33-6-19— Renewal of policy by certificate or endorsement
W. Va. Code § 33-6-20— Assignment of policies
W. Va. Code § 33-6-21— Annulment of liability policies
W. Va. Code § 33-6-22— Payment discharges insurer
W. Va. Code § 33-6-23
W. Va. Code § 33-6-24— Simultaneous deaths
W. Va. Code § 33-6-25— Proof of loss forms
W. Va. Code § 33-6-26— Acts of insurer not constituting waiver of policy provisions or defenses thereunder
W. Va. Code § 33-6-27— Life insurance proceeds exempt from creditors
W. Va. Code § 33-6-28— Group life insurance proceeds exempt from creditors
W. Va. Code § 33-6-29— Motor vehicle policy; injuries to guest passengers; coverage for loaned or leased motor vehicles; exceptions
W. Va. Code § 33-6-30— Construction of policies
W. Va. Code § 33-6-31— Motor vehicle policy; omnibus clause; uninsured and underinsured motorists' coverage; conditions for recovery under endorsement; rights and liabilities of insurer
W. Va. Code § 33-6-31a— Rates charged for uninsured motorist coverage
W. Va. Code § 33-6-31b— Nondiscriminatory automobile insurance rates for handicapped persons
W. Va. Code § 33-6-31c— Substandard risk motor vehicle insurance policies; definitions; required notices and provisions; promulgation of rules; effective date; money penalty for failure to give required notice
W. Va. Code § 33-6-31d— Form for making offer of optional uninsured and underinsured coverage
W. Va. Code § 33-6-31e— Notice of proposed settlement for policy limits to underinsured motorist coverage carrier; waiver of subrogation; time limits
W. Va. Code § 33-6-31f— Uninsured and underinsured motorists' coverage optional on umbrella and excess type liability policies
W. Va. Code § 33-6-31g— Electronic insurance verification program; insurer's duty to cooperate
W. Va. Code § 33-6-31h— Excluded drivers; definitions; legislative findings; restrictive endorsements
W. Va. Code § 33-6-32— Newly born children to be covered by all health insurance policies
W. Va. Code § 33-6-33— Valuation of motor vehicle involved in claim
W. Va. Code § 33-6-34— Fee for form, rate, and rule filing
W. Va. Code § 33-6-35— Mass marketed life and health insurance
W. Va. Code § 33-6-36— Continuation of coverage under automobile liability policy; selection of coverage; exclusions; notice
W. Va. Code § 33-6-37— Cancellation or nonrenewal of a combination insurance policy; offer of optional coverage; date of inception of optional coverage
W. Va. Code § 33-6-38— Lyme disease to be covered by all health insurance policies
W. Va. Code § 33-6-39— Prohibitions related to dental insurance plans, agreements, charges, and reimbursements; definitions
W. Va. Code § 33-6-40— Military service as factor in insurance rates