Definitions
Known as the West Virginia Consumer Credit and Protection Act
The act spans §§ 46A-1-101 to 46A-8-102 (260 sections).
Applied in 6 court decisions — leading case 204 W. Va. 229 - Arnold v. United Companies Lending Corp. (1998)
Most recently applied in Gomez v. Jackson Hewitt, Inc. (June 2012)
Court decisions citing this, by year. The dip in the last several years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the most recent years, so recent citations are undercounted.
(1) "Buyer" means an individual who is solicited to purchase or who purchases the services of a credit services organization as defined in section two of this article.
(2) "Consumer reporting agency" has the meaning assigned by Section 603(f), Fair Credit Reporting Act (15 U.S.C. Section 1681a(f)).
(3) "Extension of credit" means the "right to defer payment of debt or to incur debt and defer its payment offered or granted primarily for personal, family, household or agriculture purposes.
Official source: West Virginia Legislature. Reproduced from public-domain West Virginia statutes; confirm against the official source for the current text. Not legal advice.