This article applies to the settlement of loans secured by deeds of trust on owner-occupied residential dwellings with accommodations for not more than four families. This article does not apply to construction loans or any other loans which, by agreement of the parties, provide for the disbursement of the proceeds in stages.
W. Va. Code § 46A-6K-1
Applicability
Known as the West Virginia Consumer Credit and Protection Act
The act spans §§ 46A-1-101 to 46A-8-102 (260 sections).
Official source: West Virginia Legislature. Reproduced from public-domain West Virginia statutes; confirm against the official source for the current text. Not legal advice.