Article
Regulated Consumer Lenders
- W. Va. Code § 46A-4-101— Authority to make loans
- W. Va. Code § 46A-4-102— License to make regulated consumer loans
- W. Va. Code § 46A-4-103— Revocation, suspension or forfeiture of license
- W. Va. Code § 46A-4-104— Records; annual reports
- W. Va. Code § 46A-4-105— Examinations; assessments and investigations
- W. Va. Code § 46A-4-106— Application of Administrative Procedures Act
- W. Va. Code § 46A-4-107— Loan finance charge for regulated consumer lenders
- W. Va. Code § 46A-4-108— Use of multiple loan agreements
- W. Va. Code § 46A-4-109— Restrictions on interest in land as security; assignment of earnings to regulated consumer lender prohibited; when security interest on household furniture goods not valid; prohibitions as to renegotiation of loan discharged in bankruptcy; limiting fees on real property loan refinancings; maximum points, fees and charges; overriding of federal limitations; limitations on lien documents prohibitions on residential mortgage loans; providing civil remedy
- W. Va. Code § 46A-4-110— Conduct of business other than making loans
- W. Va. Code § 46A-4-110a— Prohibited conduct
- W. Va. Code § 46A-4-111— Disclosure of higher annual percentage rate upon refinancing of a loan not secured by real estate at higher rate; requiring documentation of a reasonable net tangible benefit to the borrower of any refinancing of a real estate secured loan
- W. Va. Code § 46A-4-112— Code reference to supervised lenders and industrial loan companies; authority of the commissioner
- W. Va. Code § 46A-4-113— Continuation of licensing
- W. Va. Code § 46A-4-114— Permitting licensee to conduct business at remote location