(a) Where active employment is a condition of insurance, the group policy shall contain a provision that an insured may continue coverage during the insured's total disability as provided in this subsection by timely payment to the policyholder of that portion, if any, of the premium that would have been required from the insured had total disability not occurred. The continuation shall be on a premium paying basis for a period not beyond the earlier of:
(i) Six (6) months from the date on which the total disability started;
(ii) Approval by the insurer of continuation of the coverage under any disability provision contained in the group insurance policy; or (iii) The discontinuance of the group insurance policy.