(a) A title insurer may satisfy its obligation to make premium rate and form filings as required by this article by becoming a member of, or a subscriber to, a rating organization organized and licensed under this code, which organization makes such filings, and by authorizing the commissioner in writing to accept those filings on its behalf.
(b) Nothing in this article shall be construed as:
(i) Requiring any title insurer to become a member of, or a subscriber to, any rating organization; or (ii) Prohibiting the filing of deviations from rating organization filings by any member or subscriber.