(a) With respect to a consumer credit sale, consumer lease, or consumer loan, if the court as a matter of law finds the agreement or any clause of the agreement to have been unconscionable at the time it was made the court may refuse to enforce the agreement, or it may enforce the remainder of the agreement without the unconscionable clause, or it may so limit the application of any unconscionable clause as to avoid any unconscionable result.
(b) If it is claimed or appears to the court that the agreement or any clause thereof may be unconscionable the parties shall be afforded a reasonable opportunity to present evidence as to its setting, purpose, and effect to aid the court in making the determination.
(c) For the purpose of this section, a charge or practice expressly permitted by this act is not in itself unconscionable. Part 2. Debtors' Remedies 40-14-520. Interests in land.
(a) For purposes of the provisions of this part on civil liability for violation of disclosure provisions (W.S. 40-14- 522) and on a debtor's right to rescind certain transactions as otherwise provided by law:
(i) Consumer credit sale includes a sale of an interest in land without regard to the rate of the credit service charge if the sale is otherwise a consumer credit sale (W.S. 40-14-204); and (ii) Consumer loan includes a loan primarily secured by an interest in land, as defined in W.S. 40-14-304(c).