Alabama Medicare Supplement Minimum Standards Act

Overview

For purposes of this article, the following terms shall have the meaning indicated herein: (1) APPLICANT. Includes either of the following: a. In the case of an individual Medicare supplement policy or subscriber contract, the person who seeks to contract for insurance benefits. b. In the case of a group Medicare supplement policy or subscriber contract, the proposed certificate holder. (2) CERTIFICATE. Any certificate issued under a group Medicare supplement policy, which policy has been delivered or issued for delivery in this state. (3) CERTIFICATE FORM. The form on which the certificate is delivered or issued for delivery by the issuer. (4) ISSUER. Insurance companies, fraternal benefit societies, health care service plans, health maintenance organizations, and any other entity delivering or issuing for delivery in this state Medicare supplement policies or certificates. (5) MEDICARE. The “Health Insurance for the Aged Act,” Title XVIII of the Social Security Amendments of 1965, as then constituted or later amended. (6) MEDICARE SUPPLEMENT POLICY. A group or individual policy of disability insurance or a nonprofit hospital and medical plan contract or a subscriber contr

Sections covered

• Ala. Code § 27-19-50Short Title.
• Ala. Code § 27-19-51Purpose of Article.
• Ala. Code § 27-19-52Definitions.
• Ala. Code § 27-19-52.1Applicability of Article.
• Ala. Code § 27-19-53Standards for Policy Provisions; Limitations of Benefits.
• Ala. Code § 27-19-54Minimum Standards for Benefits, Compensation Arrangement, Etc.; Conformity with Federal Provisions.
• Ala. Code § 27-19-55Standards for Loss Ratios.
• Ala. Code § 27-19-56Outline of Coverage; Disclosure of Information.
• Ala. Code § 27-19-57Right of Return and Refund.
• Ala. Code § 27-19-57.1Review of Advertisements.
• Ala. Code § 27-19-57.2Additional Penalties for Violation of Article.
• Ala. Code § 27-19-58Applicability of Provisions of Title to Regulations Promulgated Pursuant to Article.
• Ala. Code § 27-19-59Fines.