Peer-to-Peer Car Sharing Program Act

Peer-to-peer car sharing programs — platforms through which a vehicle owner makes a personal vehicle available to other drivers for a period of use — are the subject of this act, which sets out the rights and duties of the program, the owner, and the driver. Its core mechanism is the allocation of motor vehicle liability insurance during the car sharing period: the coverage that must be in force, the exclusions insurers may write into personal auto policies, insurable interest, contribution and indemnification among insurers, and an exemption from vicarious liability for owners and programs. It also imposes operational obligations on the program, including consumer disclosures, notice that car sharing may implicate the terms of a lien on the vehicle, driver's license verification and data retention, recordkeeping on the vehicle's use, responsibility for equipment installed in the vehicle, handling of open safety recalls, and limits on the recovery of loss-of-use damages.

Editorial summary generated from the text of this act. It is not part of the statute — read the sections below for the operative language.