Indiana Earned Wage Access Act

Sections covered

• Ind. Code § 28-8-6-1001Applicability of rulemaking statute; notice to licensees and license applicants
• Ind. Code § 28-8-6-1002Earned wage access services not considered to be violations; licensees who offer or provide earned wage access services not considered a lender, creditor, credit services organization, debt collector, or money transmitter; fees or voluntary tips, gratuities or other donations not considered interest or finance charges; conflicting provisions
• Ind. Code § 28-8-6-1003Administering chapter
• Ind. Code § 28-8-6-101Short title
• Ind. Code § 28-8-6-201Definitions
• Ind. Code § 28-8-6-301Applicability of chapter
• Ind. Code § 28-8-6-302Submission of documents or information to director to demonstrate exempt from licensure
• Ind. Code § 28-8-6-401Power of director to administer and enforce this chapter
• Ind. Code § 28-8-6-402Confidentiality; reporting of significant or recurring violations of chapter to NMLSR; director's authority to use NMLSR; limitations on confidentiality
• Ind. Code § 28-8-6-403Examination or investigation of a licensee by the director; provision of records to the director by a licensee
• Ind. Code § 28-8-6-404Multistate supervisory processes
• Ind. Code § 28-8-6-501Licensure required; license not assignable or transferable
• Ind. Code § 28-8-6-502Establishment of licensing that is consistent with other states
• Ind. Code § 28-8-6-503Applications for licenses; issuance; evidence of compliance; use of NMLSR; denial of application; right to hearing; fees; license not assignable or transferable; tax warrant list
• Ind. Code § 28-8-6-504National criminal history background check; fingerprints
• Ind. Code § 28-8-6-505Surety bond; requirements; amount
• Ind. Code § 28-8-6-506License renewal; annual renewal fee; renewal report; extension of the renewal date; use of NMLSR
• Ind. Code § 28-8-6-507Suspension or revocation of a license; compliance with requirements
• Ind. Code § 28-8-6-601Acquiring control of a licensee; requirements; application; denial of application
• Ind. Code § 28-8-6-602Adding or replacing any key individual; requirements; notice of disapproval
• Ind. Code § 28-8-6-701Maintenance of records; quarterly composite report; fee
• Ind. Code § 28-8-6-801Required actions
• Ind. Code § 28-8-6-802Prohibited actions
• Ind. Code § 28-8-6-803Limitation on fee amount charged in connection with an earned wage access services transaction
• Ind. Code § 28-8-6-901Suspension or revocation of a license for failure to submit a renewal form or pay a renewal fee; reinstatement; right to appeal
• Ind. Code § 28-8-6-902Applicability of laws governing administrative orders and procedures; venue
• Ind. Code § 28-8-6-903Civil penalty for violation of chapter
• Ind. Code § 28-8-6-904Director's authority to compromise, settle, and collect civil penalties
• Ind. Code § 28-8-6-905Applications for an order enjoining a person from violating this chapter or an order of the director; applications for injunctive relief
• Ind. Code § 28-8-6-906Consent order; civil or criminal penalties
• Ind. Code § 28-8-6-907Material false statement or omitting a material entry in a document; failure to file a document