Vehicle Protection Products Act

The act governs the sale of vehicle protection products — products marketed to a vehicle owner as protecting the vehicle against loss or damage — and the written warranties offered with them. Its central mechanism is a financial-backing requirement: warranty obligations must be supported by a warranty reimbursement insurance policy, so that a consumer's claim can be paid even if the warrantor cannot pay it. Alongside that, the act defines the terms it uses, sets the requirements a covered warranty must satisfy, and specifies which products and transactions fall within its scope.

Editorial summary generated from the text of this act. It is not part of the statute — read the sections below for the operative language.