12 USC 2802 - Definitions

For purposes of this chapter
(1) the term mortgage loan means a loan which is secured by residential real property or a home improvement loan;
(2) the term depository institution
(A) means
(i) any bank (as defined in section 1813 (a)(1) of this title);

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(ii) any savings association (as defined in section 1813 (b)(1) of this title); and
(iii) any credit union,

which makes federally related mortgage loans as determined by the Board; and

(B) includes any other lending institution (as defined in paragraph (4)) other than any institution described in subparagraph (A);
(3) the term completed application means an application in which the creditor has received the information that is regularly obtained in evaluating applications for the amount and type of credit requested;
(4) the term other lending institutions means any person engaged for profit in the business of mortgage lending;
(5) the term Board means the Board of Governors of the Federal Reserve System; and
(6) the term Secretary means the Secretary of Housing and Urban Development.