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18 Pa. 405

Reed v. Mitchell

Supreme Court of Pennsylvania

Decided June 4, 1852

Supreme Court of Pennsylvania · decided 1852-06-04

<p>1. After notioe to the drawer of a note payable at a bank and negotiated there, that the note had been transferred by the bank to the endorsee of the holder, it is too late -for the drawer to tender to the cashier of the bank, in payment, the notes of the bank not procured in the usual course of business, and before notice of the transfer.</p> <p>2. The burden of proof of the facts necessary to make the tender effectual, was on the party making the tender. There is no presumption of law arising from the tender, that the party had the notes in his possession on an earlier day than that on which he offered them in payment of the note.</p> <p>3. In a notice to the drawer of the transfer of his note by the bank, a misdescription of the note was not material, as it was found in the special verdict rendered in the case, that the note was transferred before the tender of notes of the bank in payment, no objection or claim to the note being made on the part of the bank by which the transfer was made.</p> <p>See ease of Philips v. Bank of Lewistown, antea.</p>

Decided 1852-06-04

¶1The opinion of the Court was delivered, by

Lewis, J.

¶2The notice of assignment to Burroughs was given on the 16 th December, 1847, and the tender, in depreciated notes of the Lewistown Bank, was made two days afterwards. This was too late. If the notes had been received by the defendant below, in the usual course of business, before notice of the assignment, a different question might arise. But the burden of proof is on the party making the tender. He must establish the facts necessary to make it effectual. There is no presumption of law arising from the tender, that he had them in his possession at an earlier period than the day on which he offered them in payment of the plaintiff’s demand.

¶3There was no other note in possession of the bank, of which Thomas Reed was the maker. The notice, in designating him as the maker, and in stating accurately the date, the amount, and the time of payment, could therefore apply to no other than the note in controversy, and was sufficient.

¶4The misdescription in the assignment is not material, inasmuch as the special verdict finds the fact that the note was transferred to Mr. Burroughs before the tender, and it is not found that the assignor makes any objection upon that ground, or sets up any claim to the note.

¶5The remaining points of the case are ruled in Philips v. The Lewistown Bank.

¶6Judgment affirmed.

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