¶1This action was brought by a complaint in two -paragraphs. The first is for money had and received and the second for money loaned to appellant at his instance and request. Each paragraph is based on alleged transactions between appellee and appellant by and through John D. Barton, who, it is claimed by appellee, was the attorney in fact of appellant. The issues were finally joined by an answer in general denial. There was a trial by jury, resulting in a verdict and judgment for appellee in the sum of $1,785.58 and costs. The only error assigned and relied on for reversal is the action of the trial court in overruling appellant’s motion for a new trial. At the trial appellee introduced and had read in evidence a certain power of attorney executed by appellant and his wife, which is in the following words:
“Know all men by these presents, that we, Patrick Barton and his wife Bridget Barton, all of Coles county in the State of Illinois, have made constituted and appointed, and by these presents do make constitute and appoint John D. Barton of Clinton county in the State of Indiana, our true and lawful attorney for us and in our name and stead to make, sign each of our names *539thereto, execute and deliver general warranty deeds for any and all real estate of whatsoever kind or description owned by any one of us, and situated in Clinton county, in the State of Indiana, to any and all person or persons or corporations to whom the said John D. Barton may desire to sell or trade any and all of said real estate, and the said John D. Barton shall have power and he is hereby expressly authorized to sell and convey any and all of said real estate owned by any one of us in said county, and to collect and receipt to said parties in full for all purchase money or other consideration received for the same. And the said parties above named do hereby expressly authorize and empower the said John D. Barton and for that purpose he is constituted their true and lawful attorney, to make sign each and all of our names thereto to execute and deliver to any person or persons from whom the said John D. Barton may desire, to obtain the loan of any money, any note, notes, mortgage or mortgages, whatsoever, to obtain any said loan and to secure the payment thereof giving and granting unto said attorney full power and authority, to do and perform all and every act and thing whatsoever requisite and necessary to be done in and about the premises as fully to all, intents and purposes as we might or could do if personally present, with full power of substitution and revocation hereby ratifying and confirming all that our said attorney or his substitute shall lawfully do or cause to be done by virtue hereof. In Witness Whereof, We have hereunto set out hands and seals this 10 day of December, 1903.
P. Barton (Seal)
‘Budget B.” (Seal)
Bridget Barton (Seal).”
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¶3*540If it could be said that this power of attorney was the joint act of appellant and his wife, and was not severable in its character, the position of appellant would be upheld. Hawley v. Smith (1873), 45 Ind. 183; Rowe v. Rand (1887), 111 Ind. 206, 12 N. E. 377.
¶4But. we can scarcely conceive of an instrument more severable in its character. The parties, could not have, selected words more appropriate nor of greater force to constitute a several instrument than those used in the writing under construction. By its terms the agent is directly authorized to convey the property of “any one of us”, and is given no power to convey property held by them jointly; he is by its terms directed to “sign each and all of our names to any note, notes, mortgage or mortgages whatsoever,” to obtain any said loan and to secure the payment thereof. ¥e therefore hold that the instrument under consideration was several and not joint, and therefore it was not revoked by the death of appellant’s wife, Bridget Barton.
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¶9Note. — Reported in 100 N. E. 870. See, also, under (1) 31 Cyc. 1407; (3) 31 Cyc. 1672, 1678; (5) 38 Cyc. 1711; (6) 3 Cyc. 418. As to how joint powers of attorney are to be construed, see 22 Am. St. 726. As to power of attorney, given by a married woman, see 84 Am. St. 765. As to what power an agent has to borrow money, also as to ratification, see 29 Am. St. 93, 96. As to imputation to principal of notice given agent, see 24 Am. St. 228. On the question of the effect of a provision in a power of attorney declaring that it shall not be revoked by death, see 6 L. R. A. (N. S.) 855.