¶1dissenting.
¶2In the absence of explicit legislative direction, determining when a cause of action accrues remains a judicial function. Anderson v. Neal, 428 A.2d 1189, 1190-91 (Me.1981). A cause of action generally accrues when the wrongful act occurs. In certain limited circumstances, however, we have held that a cause of action accrues not when the wrongful act occurs, but when the plaintiff discovers the harm. Our determination of what circumstances merit the application of the “discovery rule” has depended on four factors: (1) the nature of the relationship between the plaintiff and the defendant; (2) the magnitude of the loss’ or harm; (3) the plaintiffs inability to discover that he had been wronged within the applicable limitations period; and, to a lesser degree, (4) the existence of corroborating evidence. See Black v. Ward, 549 A.2d 371, 372 (Me.1988); Bolton v. Caine, 541 A.2d 924, 926 (Me.1988); Myrick v. James, 444 A.2d 987, 995-97 (Me. 1982); Anderson, 428 A.2d at 1191-92.
¶3In the present case, the Court declines to apply the discovery rule to McAfee’s claims. This result is not unprecedented, as we have declined to extend the rale in at least six other cases.
¶4. See Dugan v. Martel, 588 A.2d 744, 746 (Me.1991) (where plaintiff knew of defects in defendant’s installation of insulation, her negligence claim accrued on date she discovered the defects, not on date she discovered the scope of her injury); Kasu Corp. v. Blake, Hall & Sprague, Inc., 582 A.2d 978, 979-80 (Me.1990) (discovery rule did not apply because there was "nothing inherently unknowable” about plaintiff's claim for breach of contract); Arsenault v. Kipp, 565 A.2d 97, 99-100 (Me.1989) (plaintiff's claim against physician for negligent diagnosis accrued when he was told that there had been "some mismanagement” of his case, not when he received another physician's assessment of the underlying facts); Matson v. Babcock, 565 A.2d 312, 313 (Me.1989) ("Because the insured was capable of discovering any malpractice there is no justification for applying the discovery rule in this case.”); Chiapetta v. Clark Associates, 521 A.2d 697, 700 (Me.1987) (because there was "nothing inherently unknowable” about plaintiff's breach of contract claim, discovery rule did not apply); Bozzuto v. Ouellette, 408 A.2d 697, 699 (Me.1979) (discovery rule did not apply to plaintiff's wrongful conversion claim against sheriff because plaintiff's damages were "immediately determinable” when sheriff wrongfully sold his property).