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Foreclosure

A Dictionary of Law · Henry Campbell Black · 1891

A Dictionary of Law

A process in chancery by which all further right existing in a mortgagor to redeem the estate is defeated and lost to him, and the estate becomes the absolute property of the mortgagee; being applicable when the mortgagor has forfeited his estate by non-payment of the money due on the mortgage at the time appointed, but still retains the equity of redemption.

2 Washb. Real Prop. 2387.

The term is also loosely applied to any of payment of the debt secured by a mortgage, — by taking and selling the mortgaged estate, Foreclosure is also applied to proceedings founded upon some other liens; thus thera are proceedings to foreclose a mechanie’s lien.