voidable policy
Definitions from Case Law · United States Supreme Court
Definitions from Case Law
From 41 U.S. 495 - Carpenter v. Providence Washington Insurance · 1842Most cited · 269 citing opinions
procured by misrepresentation
It is not true, that because a policy is procured by misrepresentation of material facts, it is therefore to be treated, in the sense of the law, as utterly void ab initio. It is merely voidable, and may be avoided by the underwriters, upon due proof of the facts; but until so avoided, it must be treated, for all practical purposes, as a subsisting policy.
How often courts cite the case defining “voidable policy”
Court decisions citing the opinion that defined “voidable policy” — 268 in all, by decade. Counts are citations to the defining case as a whole, not verified uses of the term. The dip in the most recent years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the latest years.