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voidable policy

Defined in 1 dictionary — Case Law

Definitions from Case Law

From 41 U.S. 495 - Carpenter v. Providence Washington Insurance · 1842Most cited · 269 citing opinions

It is not true, that because a policy is procured by misrepresentation of material facts, it is therefore to be treated, in the sense of the law, as utterly void ab initio. It is merely voidable, and may be avoided by the underwriters, upon due proof of the facts; but until so avoided, it must be treated, for all practical purposes, as a subsisting policy.