Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Choccolocco is an unincorporated community in Calhoun County, Alabama, United States. It was founded in 1832. The community gained brief notoriety in 2001 when The Daily Show aired a piece on the "Choccolocco Monster", a part of local folklore concerning sightings of a mysterious creature in the area in the late 1960s. An October 2001 article in the Anniston Star newspaper revealed that the creature was, in fact, local resident Neal Williamson dressed in a cow skull and a sheet. As a teenager, Williamson would don his costume and gain the attention of passing cars by jumping out of the woods onto the roadside, often startling motorists.