Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Fort Payne is a city in DeKalb County, Alabama, United States. At the 2000 census the population was 12,938. The city is the county seat of DeKalb County. It bills itself as the "Official Sock Capital of the World. " In the 19th century this was the site of Willstown, an important village of the Cherokees who relocated to Tahlequah, Oklahoma during the Cherokee Trail of Tears. For a time beginning in 1989, Fort Payne held the world record for "Largest Cake Ever Baked", for a cake of 128,238 pounds (58,168 kg) baked to commemorate the city's centennial. A magnitude 4.9 earthquake occurred here in 2003.